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Strutty vs Forfeit
Forfeit lets you stake money on any habit, charges a subscription on top of your stakes, and now bundles an AI coach that can call you. Strutty is the walking app that only charges you when you don’t walk: no subscription, no extras, and Apple Health does the checking.
The short answer
Use Forfeit if the promise could be anything. It holds money against reading, the gym, drinking less, whatever you can photograph or track, and you pay a subscription for the privilege.
Use Strutty if the promise is walking. One goal, one stake, one rule, and nothing to pay for as long as you keep hitting your goal.
Side by side
| Strutty | Forfeit | |
|---|---|---|
| What you stake on | Walking, and nothing else. | Any habit you can prove. |
| Subscription | None. The app is free to use. | Charges a subscription on top of your stakes. |
| Who checks the day | Apple Health, on its own. | Apple Health for steps; proof you send for the rest. |
| Proof you upload | None. No photo, no GPS, no video. | None for steps. Photo, GPS or timelapse for most other habits. |
| Cost of a day you finish | Nothing. | Nothing beyond the subscription. |
| Cost of a day you skip | Your daily stake. | The amount you staked. |
| Second chances | Two warnings, a morning of grace, and an appeal. | Strictness is the selling point. |
Forfeit changes its plans from time to time, so check their site before you decide. The shape of the deal has held steady: you stake, and the app charges a subscription whether or not you slip. Lately it has grown an AI accountability coach that can text you, call you and block your apps, sold as part of the package.
What Forfeit does well
Range. One app can hold money against every promise you make, and most habits leave no digital trace, so somebody has to look at the evidence. Forfeit built the machinery for that, and it keeps building: the habit library, evidence review, screen blocking and the AI coach point at one system supervising your whole life.
It is also strict on purpose. A miss is a miss. Some people want exactly that, and for them the hard line is the product.
Where Strutty is different
No subscription
Strutty does not charge you to open the app or to keep it. You save a card, set your step goal, and choose your daily stake. Walk, and the whole thing costs nothing, this month and every month after.
One job, no tiers
Steps are the rare habit a phone counts by itself, and for step goals both apps read Apple Health. The difference is everything around it. Forfeit is becoming a platform, with a habit library, an AI coach and subscription tiers to match. Strutty is one deal you can hold in your head: walk your steps, or pay your daily stake. No photo habits, no coach, no plan to pick.
Fair, then firm
A missed day is not charged at midnight. With notifications on you get a heads-up in the evening, a final warning at night, and until 10:00 the next morning for late steps to sync. Only a verified shortfall after all of that can cost you. If life got in the way, you can appeal in one sentence, and an approved appeal is refunded.
Which one should you pick?
Pick Forfeit if you want one app behind every promise and you are happy to pay a subscription for the range and the coaching.
Pick Strutty if walking is the habit that keeps slipping. One goal, one stake, checked by Apple Health, free on every day you walk. Both apps run on the same idea: your own money makes a promise harder to break.
Questions worth asking first
Is Strutty free?
Yes. No subscription, no fee to open the app, no membership. The only money that ever moves is your daily stake, and only after a missed day has cleared the fair-play rules.
Do I have to upload proof of my walk?
No. Strutty reads your daily step total from Apple Health. There is no photo to stage, no GPS trail to share and no video to film.
Can I use Strutty for habits other than walking?
No. Strutty counts steps and nothing else. If you want to put money behind reading, the gym or anything you have to prove by hand, an app like Forfeit fits better.
Does Forfeit track steps too?
Yes. For step goals Forfeit also reads Apple Health, so the difference is not the counting. It is the rest of the deal: Forfeit charges a subscription on top of your stakes and is growing into a general accountability platform, while Strutty does one thing and charges nothing unless you skip.
What if my steps did not sync?
An unverified day is never charged. The first one is waived with a warning. If it happens again, that day is waived too and your goal pauses until Apple Health syncs and you choose to start again.
Put your money where your feet are.
No subscription. You pay only for a day you skip.
Download on theApp Store